How To Guide For: Tackling Credit Card Debt

1. In order to tackle your credit card debt you need to first know how much you owe

2. Prioritize which bills to pay first

3. Obtain a free copy of your credit report and review it thoroughly

4. Contact your creditors to negotiate lower rates

5. Pay more than your minimum amount due every month

6. If you have multiple credit cards with with outstanding balances, focus on paying off the one

with the higher interest rate first

7. Look into transferring your balance to a card with a lower interest rate